Did you know that U.S. automobile insurance is not valid in Mexico? With many of us heading south this spring break, be sure to plan accordingly with travel auto insurance to cover yourself in case of damage or theft of your vehicle while you are there. One of the biggest mistakes drivers make is not getting auto insurance that is accepted in Mexico and assuming that US auto insurance works across the border. According to azcentral.com, “The Mexican government will only recognize those companies authorized to do business in Mexico. Under Mexican law, it is a felony to not carry at least civil liability insurance issued by a Mexican-based company. The insurance pays for damages and injuries that a person causes another driver.  Drivers also can opt to purchase a full-coverage policy, which will cover their own vehicles in case of an accident.

In 2005, there were 19 Mexican insurance companies that issued policies to U.S. drivers, collecting $71.2 million in premiums, according to the Mexican Association of Insurance Institutions.” “If you have no Mexican liability insurance and you’re involved in a crash, you’ll almost certainly spend some time in jail because in Mexico you’re guilty until proven innocent,” said Yvette Lopez, a spokeswoman for AAA Arizona in Tucson. People who are leasing or financing an automobile should think twice before driving their vehicle south. Nearly all lease policies prohibit people from driving across the border, even if they have full coverage from a Mexican auto insurer.

This is not the only thing to think about before driving across the border. It is critical to check the status and condition of your vehicle and all of its functions to make sure you can make it there and back. It won’t be much of a vacation if you have to spend your time and money with a broken-down car. At a trusted repair shop, it is recommended to have fluids checked, an oil change, brakes serviced, battery checked, tires rotated, and other preventative maintenance services which will keep your car running well. Get to your trusted mechanic before your next road trip and enjoy!